How we help
- Personal Injury Protection (PIP) claims and medical bills
- Claims against the at-fault driver's insurer
- Uninsured and underinsured motorist (UM/UIM) claims
- Hit-and-run and rideshare collisions
What Massachusetts law says
Massachusetts is a no-fault state: your own policy's PIP coverage pays up to $8,000 of medical bills and lost wages regardless of fault. To bring a claim for pain and suffering against the at-fault driver, you generally need more than $2,000 in reasonable medical expenses or a serious injury such as a fracture or permanent disfigurement (M.G.L. c. 231, § 6D).
What to do now
- Get medical care, and follow your treatment plan.
- Keep photos, records, receipts and the names of witnesses.
- Don't give a recorded statement to the other side's insurer.
- Talk to a lawyer before signing anything — the consultation is free.
Frequently asked questions
Who pays my medical bills after a crash?
Usually your own auto policy first, through PIP, up to $8,000 (less if you have health insurance). We help you file it correctly and on time.
Should I give a recorded statement?
Not to the other driver's insurer before you speak with a lawyer. Statements are often used to minimize a claim.
What if I was partly at fault?
Massachusetts uses modified comparative negligence: you can recover if you were not more than 50% at fault, reduced by your share (M.G.L. c. 231, § 85).
This page is general information, not legal advice. Every case is different.